At MainStreet Mortgage, we guide and educate clients based on three fundamental mantras coined by John W. Mallett, America’s Mortgage Coach™, which form the basis of our unique approach to building wealth and well-being through homeownership. When followed, these principles result in our clients’ successful purchase of their home and lay a strong foundation for sustained homeownership. We also apply these principles in underwriting, structuring and submitting loans for approval.
Most financing professionals and focus solely on “how to buy a home”. That accounts for only one of a three-pronged approach, however. Purchasing a home is a sprint that includes getting qualified, identifying your dream home, getting a loan approved, and closing. The process can take as little as thirty days but, if you need to improve your credit or increase income, it may take far longer. And, after buying, the big question is: “What is a successful homeownership strategy for the next 30 years?” Answering that is what makes our client education and underwriting process different.